Meyer Insurance Agency
145 Robin Ln
Shawano WI  54166

Call Today to Speak to
a Licensed Insurance Agent:
715-524-3639

Meyer Insurance Agency
145 Robin Ln
Shawano WI  54166

Call Today to Speak to
a Licensed Insurance Agent:
715-524-3639

Navigating Medicare Advantage Plans with Meyer Insurance

Navigating Medicare Advantage Plans with Meyer Insurance

Feb 7, 2025 | Insurance News

Hello, Shawano & Northeastern Wisconsin residents!

If you’re approaching the age of 65 or are already eligible for Medicare, you might be exploring your options for healthcare coverage. One popular choice is Medicare Advantage Plans, also known as Part C. At Meyer Insurance Agency, we’re here to help you understand these plans and find the one that best suits your needs.

**What Are Medicare Advantage Plans?**

Medicare Advantage Plans are an alternative to Original Medicare (Part A and Part B). Offered by private insurance companies approved by Medicare, these plans provide all your Part A and Part B benefits. Many Medicare Advantage Plans also offer additional benefits, such as vision, dental, and hearing coverage, and most include Medicare prescription drug coverage (Part D).

**Why Consider a Medicare Advantage Plan?**

1. **Comprehensive Coverage**: Medicare Advantage Plans often bundle services, providing a one-stop-shop for your healthcare needs. This can include everything from hospital and medical insurance to prescription drugs and additional benefits like fitness programs.

2. **Cost-Effective**: Many plans have low or even $0 monthly premiums, though you must continue to pay your Part B premium. They also often have an out-of-pocket maximum, which can protect you from high medical costs.

3. **Convenience**: With a Medicare Advantage Plan, you typically have one card for all your healthcare services, simplifying the process of managing your healthcare.

Read more about Medicare Advantage Plans

**Choosing the Right Plan with Meyer Insurance Agency**

At Meyer Insurance Agency, we understand that choosing the right Medicare Advantage Plan can be overwhelming. Here’s how we can assist you:

  • **Personalized Consultation**: We offer one-on-one consultations to discuss your healthcare needs and preferences. Our goal is to match you with a plan that fits your lifestyle and budget.
  • **Local Expertise**: As a Shawano-based agency, we are familiar with the local healthcare providers and can help ensure your preferred doctors and hospitals are included in your plan’s network.
  • **Ongoing Support**: Our commitment to you doesn’t end once you’ve chosen a plan. We’re here to answer any questions and assist with any issues that may arise throughout the year.

**Important Considerations**

When selecting a Medicare Advantage Plan, consider the following:

  •  **Network Restrictions**: Some plans require you to use a network of doctors and hospitals. Make sure your preferred providers are in-network.
  • **Coverage Needs**: Evaluate what additional benefits are important to you, such as dental or vision coverage.
  • **Prescription Drugs**: If you take medications, ensure the plan covers your prescriptions and check the costs associated with them.

**Get Started Today!**

Navigating Medicare Advantage Plans doesn’t have to be daunting. Let Meyer Insurance Agency guide you through the process. Contact us today to schedule your consultation and take the first step towards securing your healthcare future. We look forward to serving the Shawano & Northeastern Wisconsin communities and helping you make informed decisions about your Medicare coverage. Remember, the Annual Enrollment Period runs from October 15 to December 7, so don’t delay in exploring your options! Feel free to reach out to us with any questions or to set up an appointment. At Meyer Insurance Agency, your health and peace of mind are our top priorities.

Medicare AEP Questions to Ask Yourself

Medicare AEP Questions to Ask Yourself

Oct 4, 2024 | Insurance News

As we approach the Annual Enrollment Period (AEP), it’s your moment to seize control of your Medicare path. Here are some essential questions to guide you through this critical enrollment phase:
1️⃣ What are my healthcare needs?
2️⃣ Have my healthcare needs changed since last year?
3️⃣ What do I value most in a Medicare plan?
4️⃣ Is my current plan still the best fit?
5️⃣ Are my doctors and specialists in-network?
6️⃣ Do I need prescription drug coverage?
7️⃣ What are my plan costs, including out-of-pocket expenses?
8️⃣What were the highest categories of my healthcare costs last year?
9️⃣ Am I eligible for financial assistance?
By asking these questions, you’ll be better equipped to make informed decisions about your Medicare coverage during the Annual Enrollment Period (AEP). Your health, finances, and peace of mind matter!
Health Insurance Services

Health Insurance Services

Feb 27, 2024 | Insurance News

Meyer Insurance Agency, located in Shawano, Wisconsin, is committed to providing a comprehensive approach to Health Insurance, which is vital to the well-being of both individuals and businesses. We understand the importance of fully comprehending the various options available, including the marketplace healthcare system, commonly known as ACA or Obama Care, and off-market options.

The Health Insurance Market place Market Place

The Marketplace is a healthcare program financed by the Federal Government and is available only during specific enrollment periods. The program is designed based on the individual’s income and affordability and offers lower premiums, deductibles, and co-payments for individuals with Lower income. Conversely, higher-income earners receive less government subsidy to aid with their premiums and deductibles. These healthcare plans are mostly in-network plans that provide limited choices for medical services. However, they can be advantageous for low-income individuals and those with serious health concerns.

We at Meyer Insurance Agency are committed to providing our clients with up-to-date information and guidance on the various healthcare options available to them. Our team of experts is available to answer any questions you may have and offer advice on the most suitable health insurance plan to meet your specific needs.

Off-Market Option

Apart from the Marketplace, there are other options available for both individuals and businesses, such as off-market options and ACA-compliant programs. We can help you explore these options further. These are just a few of the available choices.

Short-term health insurance programs are ideal for healthy individuals who are between jobs and require up to three years of coverage. There are many different options available, typically at a lower premium. Market Major Medical plans are regular major medical plans that are ACA compliant, offering more flexibility in the choice of medical services. The plans are not based on income.

Your Health Insurance Options

Most health insurance plans available in today’s market tend to have high deductibles and coinsurances and many different gaps in coverage. We offer the customer many different options to fill those gaps and to cover most deductibles and coinsurance, many times at a lower cost. We have partnered up with Compass Health Solutions to offer our clients the most comprehensive and highly rated list of companies and products in the health insurance space. These plans can cover people with preexisting conditions.

In addition to these plans, we offer Accident and Critical illness plans, Limited Health plans, Cancer Insurance, and Dental & eyecare. We can help you find the most comprehensive plan that both provides the coverage you need and at a cost that you can afford.

If you are carrying a high deductible and coinsurance on your health plans, be sure to ask us about our HMA matching services.

Benefits of Medicare Supplement Insurance

Benefits of Medicare Supplement Insurance

Feb 9, 2024 | Insurance News

The Many Benefits of Medicare Supplement Insurance

Medicare Supplement Insurance is a type of insurance that helps to cover the gaps in Medicare coverage. It can help to pay for things like deductibles, copays, and coinsurance. Medicare Insurance is not the same as Medicare Advantage plans, which are an alternative to Original Medicare. These insurance plans are offered by private insurance companies and must be approved by Medicare. There are a variety of different types of Medicare Gap insurance plans, and each one offers different coverage. You can choose the plan that best fits your needs and budget. You may also want to consider talking to an insurance agent to help you choose the right plan

The Benefits of Medicare Insurance

This Insurance, also known as Medigap, is a health insurance policy that is designed to supplement Medicare. Medicare is a federal health insurance program that provides coverage for the elderly and disabled. While Medicare does provide some coverage for medical expenses, several gaps in coverage can leave beneficiaries with high out-of-pocket costs. Supplement Insurance can help to fill these gaps in coverage, providing financial protection against unexpected medical expenses. In addition, Medicare Gap Insurance can help to cover the cost of Medicare deductibles and co-payments. As a result, Supplement Insurance can be an essential financial safety net for Medicare beneficiaries.

The Different Types of Supplement Plans

Medicare Supplement Insurance, also known as Medigap, is a type of insurance that helps to cover the costs not covered by Medicare. There are 10 different types of Medicare plans, each with its own set of benefits. Plan A, for example, covers Medicare Part A coinsurance and hospital costs, while Plan B covers Medicare Part B coinsurance and copayments. Medicare Plan C is your Medicare Advantage Plan, while Plan D covers Your prescription drug. Medicare Part A and B coinsurance and copayments. In the state of Wisconsin, we are one of three states that offer unique and standardized coverage. So all Medicare Supplement companies offer the same plan. Some of the companies do offer within that plan some benefits that are unique to that company. So it’s important to choose the one that best meets your needs.
Medicare Insurance plans are an important way to ensure that you have the coverage you need. But with so many different Medicare Supplement plans available, how do you choose the right one for you?

How to Choose the Right Medicare Supplement Plan for You

The first step is to understand what Medicare Supplement Insurance plans are and what they cover. Medicare Supplement plans are designed to supplement your Original Medicare plan, covering costs such as deductibles, copayments, and coinsurance. There are a variety of Medicare Supplement plans available, each with its own unique set of benefits. Meyer Insurance Agency is here to help take the confusion out of Medicare

Once you understand what Medicare Gap Insurance plans are and what they cover, you can start comparing plans to find the right one for you. When comparing Medicare Supplement plans, be sure to consider factors such as premium costs, coverage levels, and providers. By taking the time to compare Medicare plans, you can be confident that you’re choosing the right plan for your needs.

How to Save Money on Your Medicare Supplement Plan

Medicare Supplement Insurance plans are an important way to cover the costs Medicare doesn’t cover. Medicare Part A and Part B have deductibles and copays that can quickly add up, especially if you have an unexpected hospital stay or medical procedure. These Supplement Insurance plans help to cover some of these costs. There are a number of ways to save money on your Medicare Gap Insurance plan. One way is to shop around and compare prices from different insurance companies. As an independent Agency Meyer Insurance will give you an unbiased rate comparison. Another way is to see if you qualify for any discounts, such as a discount for being a smoker or a discount for having multiple policies with the same company. You can also save money by paying your premium in full each year, rather than monthly. Finally, some Medicare Insurance plans offer discounts for healthy activities like exercise or quitting smoking. By taking advantage of these discounts, you can lower your overall costs.

What to Do if You Have a Pre-Existing Condition and Need Supplement Insurance

If you have Medicare and a pre-existing condition, you may be wondering if you can still get Medicare Gap Insurance. The good news is that, in most cases, you can. However, there are a few things to keep in mind. First of all, Medicare Supplement Insurance is not available to everyone. You must be enrolled in Medicare Part A and Part B, and you must be a U.S. citizen or legal resident. Secondly, if you have a pre-existing condition, you may be required to undergo medical underwriting. This means that your insurance company will review your medical history to determine if you are eligible for coverage. If you are approved for coverage, your premiums may be higher than they would be if you did not have a pre-existing condition. Lastly, it’s important to remember that Medicare Supplement Insurance does not cover every aspect of your healthcare needs. It is designed to supplement Medicare coverage, not replace it. If you have Medicare and a pre-existing condition, talk to your insurance agent or Medicare representative to see if Medicare Supplement Insurance is right for you.

If you’re ready to find the right Medicare Supplement plan for you, start comparing plans today. We can compare plans side-by-side for you to find the one that best meets your needs. Or, if you have a pre-existing condition and need Medicare Supplement Insurance, remember that you may still be eligible for coverage.  Either way, taking the time to compare Medicare Supplement plans can help you save money and get the coverage you need. For more information or to schedule a 30 Minute review go here.

Meeting – Calendly Link

The Importance of Final Expense Insurance

The Importance of Final Expense Insurance

Feb 9, 2024 | Insurance News

The Importance of Final Expense Insurance

As people grow older, they often face difficult choices about how to pay for their final expenses. A funeral can cost several thousand dollars; many people are not prepared to cover that cost alone. That’s where final expense insurance comes in. Final expense insurance is a type of life insurance policy that pays out a sum of money upon the death of the policyholder. You can use this money to cover funeral costs and other final expenses.

Final expense insurance is essential protection for anyone who wants to ensure their loved ones are not left with a hefty bill after dying. It is also an excellent way to ensure that your estate will not have to go through probate. While many people have life insurance policies, not all provide enough coverage to cover these expenses. As a result, final expense insurance can be an important safety net for loved ones. In addition, final expense insurance policies often have lower premium rates than traditional life insurance policies, making them more affordable for those on a budget. If you are concerned about how your loved ones will cover your final expenses, then final expense insurance may be the right solution. If you are interested in purchasing a final expense insurance policy, shopping around and comparing rates from different insurers is essential.

What is final expense insurance, and why do you need it

Final expense insurance is a type of life insurance coverage that helps to pay for end-of-life expenses, such as funeral costs, final medical bills, and outstanding debts. While many people have life insurance policies, not all provide enough coverage to cover these expenses. As a result, final expense insurance can be an important safety net for loved ones. In addition, final expense insurance policies often have lower premium rates than traditional life insurance policies, making them more affordable for those on a budget. If you are concerned about how your loved ones will cover your final expenses, then final expense insurance may be the right solution.

How does final expense insurance work

Final expense insurance is a type of life insurance that helps cover the costs of final expenses, like funeral costs and outstanding medical bills. It’s also sometimes called burial insurance. Final expense insurance can help your loved ones cover the cost of your funeral and other final expenses without worrying about coming up with the money themselves.

Final expense insurance policies are typically whole life insurance policies, which means they last for your entire life if you continue to pay the premiums. Whole life insurance guarantees the death benefit and doesn’t decrease over time as it does with term life insurance.

Final expense life insurance policies generally don’t require a medical exam, which means they’re available to people with health conditions that would make them ineligible for traditional life insurance.

If you’re considering final expense insurance, talk to your agent about different policy options and riders that might be available to you. They can help you find a policy that meets your needs and budget.

The benefits of final expense insurance

One of the most important decisions you can make is to purchase final expense insurance. This life insurance policy is designed to cover expenses related to your final arrangements, such as a funeral or burial. Final expense insurance can provide peace of mind for you and your loved ones, knowing that these costs are taken care of. It can also use to help pay off any final debts, such as medical bills or outstanding credit card balances. In addition, you can use final expense insurance to leave a financial legacy for your loved ones. With this policy in place, you can rest assured knowing that your final arrangements are taken care of.

How to choose the right final expense insurance policy

Regarding final expense insurance, there are many factors to consider in finding the right policy. First, you will need to decide whether you want a life insurance or burial coverage policy. Life insurance policies typically have higher premiums but will pay out a death benefit that money is used to cover final expenses. Burial coverage policies have lower premiums but will only pay out a set amount of money typically used to cover funeral costs.

Next, you will need to consider the amount of coverage you need. Final expense insurance policies typically range from $5,000 to $25,000 in coverage. The amount of coverage you need will depend on your unique circumstances and final expenses. For example, if you have a large mortgage or other debts that will need to be paid off after your death, you will likely need more coverage than someone with no outstanding debts.

Finally, you will need to compare different final expense insurance policies to find the one that is right for you. When comparing policies, look at the premium amounts, death benefits, and any riders or restrictions that may apply. By comparing different policies, you can be sure that you are getting the best possible coverage for your needs.

Tips for purchasing a final expense insurance policy

You should know a few things before purchasing a final expense insurance policy. First, final expense insurance is a type of life insurance designed to cover the costs of your burial and other end-of-life expenses. That can be an essential consideration for people who want to avoid leaving their loved ones with a significant financial burden.

Final expense policies typically have lower face values than traditional life insurance policies, which means they may not be adequate to cover all your final expenses.

In addition, final expense policies often have higher premiums than other types of life insurance. That is because they are typically available to people who are older and in poor health, both of which are factors that can lead to higher premiums.

Finally, comparing different final expense policies is essential before purchasing one. Some policies are more comprehensive than others, so finding one that meets your needs is critical.

Purchasing a final expense policy can be a helpful way to provide for your loved ones after you’re gone. By researching and understanding the options available, you can make sure you purchase the right policy for you and your family.

In Conclusion

When it comes to final expense insurance, there are many things to consider finding the right policy. The most important thing is ensuring you get enough coverage to cover your unique needs. It would be best if you also compared different approaches to find the best one for your situation.

If you are interested in learning more about final expense insurance, please call our office today. We can help you find the right policy for your needs and provide you with all the information you need to make an informed decision.

Click Here for a quick quote and to apply was linked to:  https://agents.ethoslife.com/invite/d1543