Meyer Insurance Agency, located in Shawano, Wisconsin, is committed to providing a comprehensive approach to Health Insurance, which is vital to the well-being of both individuals and businesses. We understand the importance of fully comprehending the various options available, including the marketplace healthcare system, commonly known as ACA or Obama Care, and off-market options.
The Health Insurance Market place Market Place
The Marketplace is a healthcare program financed by the Federal Government and is available only during specific enrollment periods. The program is designed based on the individual’s income and affordability and offers lower premiums, deductibles, and co-payments for individuals with Lower income. Conversely, higher-income earners receive less government subsidy to aid with their premiums and deductibles. These healthcare plans are mostly in-network plans that provide limited choices for medical services. However, they can be advantageous for low-income individuals and those with serious health concerns.
We at Meyer Insurance Agency are committed to providing our clients with up-to-date information and guidance on the various healthcare options available to them. Our team of experts is available to answer any questions you may have and offer advice on the most suitable health insurance plan to meet your specific needs.
Off-Market Option
Apart from the Marketplace, there are other options available for both individuals and businesses, such as off-market options and ACA-compliant programs. We can help you explore these options further. These are just a few of the available choices.
Short-term health insurance programs are ideal for healthy individuals who are between jobs and require up to three years of coverage. There are many different options available, typically at a lower premium. Market Major Medical plans are regular major medical plans that are ACA compliant, offering more flexibility in the choice of medical services. The plans are not based on income.
Your Health Insurance Options
Most health insurance plans available in today’s market tend to have high deductibles and coinsurances and many different gaps in coverage. We offer the customer many different options to fill those gaps and to cover most deductibles and coinsurance, many times at a lower cost. We have partnered up with Compass Health Solutions to offer our clients the most comprehensive and highly rated list of companies and products in the health insurance space. These plans can cover people with preexisting conditions.
In addition to these plans, we offer Accident and Critical illness plans, Limited Health plans, Cancer Insurance, and Dental & eyecare. We can help you find the most comprehensive plan that both provides the coverage you need and at a cost that you can afford.
If you are carrying a high deductible and coinsurance on your health plans, be sure to ask us about our HMA matching services.