Nov 13, 2024 | Insurance News
Are you confused about the difference between Medicare Advantage and Original Medicare?
The Annual Enrollment Period (AEP) is your opportunity to review your options and find the plan that best meets your needs.
Medicare Advantage: Combines Medicare Part A, Part B, and often Part D, and may include prescription drug plan.
Original Medicare: Offers flexibility in choosing providers, but you may face higher out-of-pocket costs.
AEP runs from October 15 to December 7—reach out to me, an independent licensed insurance agent, for personalized assistance in reviewing your Medicare options for 2025.
Nov 13, 2024 | Insurance News
The licensed insurance agents within our community help people get the quality care they deserve. Here are 6 things to look for in choosing a licensed insurance agent that has your best interest at heart:
They guide you through the ins and outs of Medicare, without pressuring a sale. All conversations are confidential.
They review your specific requirements, from doctor preferences to prescription drugs, and are transparent about options.
They provide clear insights into the pros and cons of different Medicare plans. They offer options from multiple carriers, giving you a wide range of choices.
They help you find a Medicare plan that suits your needs and budget and are available to answer questions year-round.
They involve your family, ensuring everyone is well-informed and cared for.
They NEVER charge for their services.
Make the most of your Medicare journey with local guidance. DM me your questions any time – As your local licensed insurance agent, I’m on standby to help!
Nov 5, 2024 | Insurance News
Medicare Advantage vs Medicare Supplement.
Choosing between Medicare Advantage and Medicare Supplement can feel like navigating a maze. Let’s shed some light on some of the key differences!
Medicare Advantage:
Simplified, coordinated coverage
Bundles Original Medicare Part A and B
Some plans include prescription drug coverage
Involves copays and networks
Medicare Supplement (Medigap):
Acts as a financial safety net
Fills cost gaps left by Original Medicare
Covers deductibles and coinsurance
Provides flexibility to choose any healthcare provider
Remember, when reviewing supplemental coverage it is important to consider your unique health and financial needs!
Nov 5, 2024 | Insurance News
Are you confused by the jargon and complexity of Medicare plans?
AEP can be baffling, but making uninformed decisions could mean paying for coverage you don’t need or missing out on essential coverage. I’m here to gain a thorough understanding of what you need out of your healthcare and simplify Medicare plans.
Let’s have a chat, and I’ll break down the options in plain language, ensuring you select the plan that truly aligns with your needs. Say goodbye to confusion and hello to clarity! Call to speak with a licensed insurance agent!
Oct 10, 2024 | Insurance News
A: The answer is no, you are not required to change your Medicare plan during the Annual Enrollment Period (AEP). AEP provides you with the opportunity to review your current plan and make changes if needed, but it’s entirely optional.
If your current Medicare plan continues to meet your healthcare needs, you can keep it without making any changes. However, it’s a great time to reassess your plan, consider your evolving healthcare requirements, and explore other available options.
Even if you choose to stay with your current plan, it’s essential to review the Annual Notice of Change letter from your plan provider. This letter outlines any upcoming changes in your plan’s coverage or costs, so you’re fully informed.
The key is to make choices that align with your unique healthcare needs and preferences. Whether you decide to keep your plan or explore new options, I’m here to assist you every step of the way.
Oct 7, 2024 | Insurance News
Exploring Medicare Advantage: A healthcare option that integrates various services. From hospital coverage to doctor visits and oftentimes prescription drug coverage, it offers a versatile approach to your well-being. Consider the possibilities during AEP!
