A: The answer is no, you are not required to change your Medicare plan during the Annual Enrollment Period (AEP). AEP provides you with the opportunity to review your current plan and make changes if needed, but it’s entirely optional.
If your current Medicare plan continues to meet your healthcare needs, you can keep it without making any changes. However, it’s a great time to reassess your plan, consider your evolving healthcare requirements, and explore other available options.
Even if you choose to stay with your current plan, it’s essential to review the Annual Notice of Change letter from your plan provider. This letter outlines any upcoming changes in your plan’s coverage or costs, so you’re fully informed.
The key is to make choices that align with your unique healthcare needs and preferences. Whether you decide to keep your plan or explore new options, I’m here to assist you every step of the way.
